Tiny Home vs. Modular Home: Which is Right For You?

Stuck between a tiny home and a modular home? We break down the key differences in size, regulation, lifestyle, and cost to help you find your perfect fit.

"Prefab" is an umbrella term, and beneath it sit two popular, yet distinct, paths: the Tiny Home and the Modular Home. Both offer an escape from traditional construction, but they cater to different dreams. Let's find which one aligns with yours.

The Breakdown: A Side-by-Side Comparison

Tiny Homes

• Square Footage: Typically under 400 sq. ft.

• Mobility: Often on wheels (THOW) for ultimate mobility.

• Building Codes: If on wheels, follows RV standards. If on a foundation, must meet local building codes.

• Lifestyle: Minimalist, mobile, low-cost living. Downsizing is essential.

• Financing & Insurance: Can be tricky; often financed like a vehicle.

Modular Homes

• Square Footage: Varies widely (800 - 3,000+ sq. ft.)

• Mobility: Permanently placed on a foundation.

• Building Codes: Must meet provincial building code (e.g., NBC), just like a site-built home.

• Lifestyle: Flexible; can be a primary residence, cottage, or ADU. More space for families.

• Financing & Insurance: Treated like a traditional mortgage and home insurance.

The Verdict:

• Choose a Tiny Home if: Your goal is radical financial freedom, a minimalist lifestyle, and the ability to travel with your home. You're comfortable with a significant DIY element and navigating grey areas in regulation.

• Choose a Modular Home if: You want the quality and efficiency of factory building but need the space and permanence of a traditional house. You value straightforward financing, full code compliance, and a turnkey process.